Different unfavorable situations can arise while traveling. There can be issues of theft, loss, and medical issues which are uncertain while traveling and an insurance policy is the best means to cover all that. It is always better to be prepared for the worse than the worst situations.
A wide variety of insurance policies are available in Nepal so it is always better to go through all the necessary conditions which the insurance provider has provided. There are insurance policies in Nepal that totally exclude what has been marked as ‘dangerous activities like trekking, rafting, bungee jumping to riding motorbikes. So, it is better to look before leaping over a travel insurance policy in Nepal.
It is always better to go for a travel insurance policy in Nepal that covers all emergency repatriation and medical expenses. The best will be the one that will cover the expenses for the helicopter evacuation for the trekkers and medical evacuation to well-facilitated hospitals.
There are travel insurance policies in Nepal that directly pays the hospital and doctor’s fees without the hassle of having you pay on the spot and claim it later. In Nepal, most of the medical payments must be paid upfront and if your travel insurance policy in Nepal doesn’t provide such a facility then what you can do is collect the receipt from the hospital which you can claim later on.
Your Reliable local Tour Trekking Company in Nepal highly recommended using your travel insurance while you are traveling in the Himalayan Country.